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There are situations when the fact of fraud is confirmed, and the need arises to solve the problem. Very often, people do not know how to act after they have become victims of fraudsters, where to turn to, and what to do.
What to Do After Fraud
If you become a victim of fraudsters, do not let the situation go, but contact the police and the bank if the fraud involved a bank card.
By contacting the police, writing a statement, and providing facts of fraudulent actions, there is a chance that the scammers will not be caught. It is unknown whether the money will be recovered or not, but this will prevent further fraudulent actions against others. Such measures may help identify not only one fraudster but even a whole group, thanks to the experience and equipment of the cyber police who deal with internet fraudsters.
If the fraud occurred on a large scale and the scammers managed to deceive a group of people, a group statement should definitely be submitted. File a lawsuit, provide evidence of lawful actions against you.
Actions When Deceived
After contacting law enforcement agencies, you should definitely secure your data that was disclosed by fraudsters – this includes:
- changing passwords;
- blocking or replacing the card;
- contacting the bank to resolve the issue;
- contacting the cyber police hotline to report the fraud, and filing an online statement;
- after replacing the card, be sure to create a strong password;
- carefully keep card information, do not disclose it, and do not pass it to strangers to avoid becoming a victim of fraudsters again.
How to Recover Money After a Scam
If after transferring money you realize that the amount was sent to unscrupulous hands, that is, a fraudster, you can try to cancel this transaction. You should contact the bank and report the transfer. The bank's security service can cancel this transfer or freeze the funds if the operation is not fully completed. Sometimes, after the transfer is completed, canceling these operations is impossible, and the bank may refuse to return this amount. If the bank agrees to process a refund, the manager will issue a payment order electronically and send it to the bank that received the transfer. The refund can take a long time, up to 30 days.
Where to Turn to as a Fraud Victim
After all safety measures have been taken, and the victim succeeded in contacting the bank to block the card and the cyber police. The next steps unfold in the investigation process, with the cyber police conducting procedural actions, leading to an investigation that ultimately ends in court with the issuance of an indictment if the fact of fraud is proven and the persons who committed the scam are found.
The fraudsters' method is phishing, and you should not be afraid to contact law enforcement agencies and ask for help. Many fraud victims either do nothing, considering the amount small, or, conversely, write about their problems on social networks.
Sometimes such complaints on social networks can protect others from fraudsters. Deceived people can post on special platforms phone numbers from which fraudsters call, information about fake websites, SMS messages with malicious programs, and various resources where they encountered fraudsters. Such actions help protect someone from criminals.
Help for Fraud Victims
Assistance to fraud victims is provided by lawyers who can bring the case to completion in court, help recover money, restore reputation, and achieve justice.
If the deception occurred on one of the well-known platforms, such as an online store, you should directly contact customer support or the administrators of this store to find out the situation and see if help is possible.
If the deception happened on a clone site of a well-known trading platform, you can contact representatives of this company, report the fraud attack, and the creation of a fake site. As a token of gratitude for uncovering the fraudsters, the company's representatives may thank you and offer:
- promotional offers;
- open a discount card;
- organize a promotion.
Instructions for Fraud Victims
There are basic rules for people who have become victims of fraudsters:
- Contact the police, file a statement at the nearest department, or online on the official website;
- Contact the bank to block the card or account;
- Replace the card;
- Create two-factor authentication on the new card;
- Change passwords and PIN codes.
Such actions will help secure your savings and income.
Do not forget to be attentive, so you do not have to undergo the card replacement procedure again in the future.